Navy Federal Credit Union Credit Card Travel Insurance
If you're a frequent traveler and a member of the Navy Federal Credit Union, the credit union's credit card travel insurance could be a valuable benefit for you. Navy Federal Credit Union is a not-for-profit credit union that serves active duty military personnel, veterans, and their families.
In this article, we'll take a closer look at Navy Federal Credit Union's credit card travel insurance, including what it covers, how to qualify for it, and how to file a claim. Let's get started.
What Does Navy Federal Credit Union Credit Card Travel Insurance Cover?
Navy Federal Credit Union offers three types of credit card travel insurance: Trip Cancellation and Interruption Insurance, Travel Accident Insurance, and Auto Rental Collision Damage Waiver.
Trip Cancellation and Interruption Insurance
Trip Cancellation and Interruption Insurance can reimburse you for non-refundable travel expenses if you have to cancel or interrupt your trip due to a covered reason. Covered reasons may include illness, injury, or death of the cardholder, a family member, or a traveling companion; severe weather; terrorism; or jury duty. The coverage also includes trip delay reimbursement, which can pay for meals and lodging if your trip is delayed for a covered reason.
Travel Accident Insurance
Travel Accident Insurance can provide accidental death and dismemberment coverage while traveling on a common carrier, such as a plane, train, or bus. This coverage is available to the cardholder and their dependents, as long as the cardholder has purchased the travel tickets with their Navy Federal Credit Union credit card.
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver can provide coverage for damage due to collision or theft of a rental car when the cardholder uses their Navy Federal Credit Union credit card to pay for the rental car. This coverage is secondary to the cardholder's personal auto insurance policy and is limited to the actual cash value of the rental car.
How Do You Qualify for Navy Federal Credit Union Credit Card Travel Insurance?
To be eligible for Navy Federal Credit Union credit card travel insurance, you must be a cardholder of an eligible Navy Federal Credit Union credit card. The coverage is automatic and at no additional cost to the cardholder, as long as the cardholder uses their Navy Federal Credit Union credit card to pay for the covered travel expenses.
The coverage is only available to the cardholder and their eligible dependents, as long as they have purchased their travel tickets with their Navy Federal Credit Union credit card.
How Do You File a Claim?
If you need to file a claim for Navy Federal Credit Union credit card travel insurance, you can do so by calling the benefits administrator at 1-800-348-8472 or by visiting the benefits administrator's website, eclaimsline.com.
You will need to provide documentation of the covered event, such as a doctor's note or death certificate, as well as documentation of your travel expenses, such as receipts and itineraries.
Conclusion
If you're a Navy Federal Credit Union credit cardholder and a frequent traveler, the credit union's credit card travel insurance could be a valuable benefit for you. With coverage for trip cancellation and interruption, travel accident, and rental car collision damage, you can travel with greater peace of mind.
To be eligible for the coverage, you must use your Navy Federal Credit Union credit card to pay for your travel expenses. If you need to file a claim, be sure to have all the necessary documentation on hand, as well as the benefits administrator's contact information.