Best 0 Apr Credit Cards With Travel Rewards
Traveling is one of the most fulfilling experiences that one can have, and what better way to make it even more enjoyable than by earning rewards while doing it. Credit cards with travel rewards not only make traveling more affordable but also provide added benefits such as travel insurance, airport lounge access, and bonus points for particular purchases. To make the most of these benefits, it is essential to choose the right credit card. So, here are some of the best 0% APR credit cards with travel rewards.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is an excellent option for frequent travelers, as it offers a generous sign-up bonus of 100,000 points after you spend $4,000 on purchases in the first three months from account opening. These points can be redeemed for travel, cashback, or gift cards. The card also offers 2x points on dining and travel and 1x point on all other purchases. Furthermore, the Chase Sapphire Preferred Card comes with several travel benefits such as trip cancellation and interruption insurance, baggage delay insurance, and auto rental collision damage waiver.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another excellent option for travel enthusiasts. The card offers a one-time bonus of 60,000 miles after spending $3,000 on purchases within three months of account opening. The card also earns you 2x miles on all purchases, which can be redeemed for travel, cashback or gift cards. Additionally, the card comes with a TSA PreCheck or Global Entry application reimbursement of up to $100, and it has no foreign transaction fees.
Discover It Miles
The Discover It Miles card is an excellent option for those who want to earn rewards while avoiding annual fees. The card offers unlimited 1.5x miles on all purchases with no blackout dates or expiration dates. The miles earned can be redeemed for travel, cashback, or gift cards. Additionally, Discover It Miles offers a $30 in-flight Wi-Fi credit each year and has no foreign transaction fees.
Citi Premier Card
The Citi Premier Card is an excellent option for those who want a more significant sign-up bonus. The card offers 80,000 ThankYou points after spending $4,000 within three months of account opening. It also offers 3x points on travel (including gas), 2x points on dining and entertainment, and 1x point on all other purchases. Additionally, the Citi Premier Card offers benefits like travel insurance, baggage delay coverage, and worldwide travel accident insurance.
Conclusion
Choosing the right credit card with travel rewards can make your travel experience more enjoyable and affordable. Each credit card highlighted in this article offers unique benefits, sign-up bonuses, and rewards systems, so it is essential to choose one that aligns with your travel lifestyle and financial goals. Consider factors such as annual fees, interest rates, rewards rates, and extra benefits like lounge access, travel insurance, and reimbursement for travel-related expenses. By choosing the right credit card, you can maximize your rewards while traveling and ultimately save money in the process.