Td First Class Travel Visa Infinite Card Rental Car Insurance
Are you planning a road trip or a vacation that will require you to rent a car? If so, it’s important to make sure you have the right car rental insurance coverage. Most credit cards offer some form of rental car insurance coverage but the TD First Class Travel Visa Infinite Card offers one of the most comprehensive rental car insurance policies on the market.
What is the TD First Class Travel Visa Infinite Card?
The TD First Class Travel Visa Infinite Card is a premium credit card offered by TD Bank. It offers a wide array of benefits and perks for travelers, including travel rewards, lounge access, and comprehensive travel insurance coverage. One of the most valuable benefits of the card is its rental car insurance coverage.
What Does the TD First Class Travel Visa Infinite Card Rental Car Insurance Cover?
The TD First Class Travel Visa Infinite Card offers primary rental car insurance coverage. This means that if you get into an accident or your rental car is stolen, you don’t have to file a claim with your personal auto insurance policy first. The card will cover the entire cost of the rental car, up to the actual cash value of the car, and up to a maximum of 48 consecutive days.
In addition to collision damage coverage, the TD First Class Travel Visa Infinite Card also offers coverage for theft, loss of use, and towing charges. This coverage applies to rental cars anywhere in the world, as long as you decline the collision damage waiver offered by the rental car company and pay for the rental with your TD First Class Travel Visa Infinite Card.
What are the Limitations of the TD First Class Travel Visa Infinite Card Rental Car Insurance?
Like all insurance policies, the TD First Class Travel Visa Infinite Card rental car insurance coverage has some limitations. For example, it doesn’t cover certain types of vehicles, such as motorcycles, recreational vehicles, or trucks with a gross vehicle weight rating of over 10,000 pounds. The coverage also doesn’t apply if you’re renting a car for business purposes.
It’s also important to note that the TD First Class Travel Visa Infinite Card rental car insurance coverage is secondary in some countries. This means that if you’re renting a car in a country where it’s secondary, you’ll need to file a claim with your personal auto insurance policy first, and then the card will cover any costs that exceed your personal policy’s coverage.
How to Use the TD First Class Travel Visa Infinite Card Rental Car Insurance Coverage
Using the TD First Class Travel Visa Infinite Card rental car insurance coverage is easy. When you rent a car, decline the collision damage waiver offered by the rental car company and pay for the rental with your TD First Class Travel Visa Infinite Card. If you get into an accident or your rental car is stolen, call the TD First Class Travel Visa Infinite Card benefits center as soon as possible to report the incident and start the claims process.
You’ll need to provide some basic information, such as your name, the rental car company’s name, and the location and date of the incident. The claims representative will then guide you through the rest of the process and let you know what documentation you need to submit, such as a police report or rental agreement.
Conclusion
If you’re planning a vacation or a road trip and will be renting a car, the TD First Class Travel Visa Infinite Card rental car insurance coverage can provide valuable peace of mind. With primary coverage for collision damage, theft, loss of use, and towing charges, as well as comprehensive coverage for rental cars anywhere in the world, the TD First Class Travel Visa Infinite Card is one of the best credit cards for rental car insurance coverage.
