Td First Class Travel Visa Infinite Car Rental Insurance
If you are a frequent traveler, you know the importance of renting a car during your stay in a foreign city. Not only does it provide you the freedom to explore the city at your own pace, but it also gives you the flexibility to plan your itinerary as you wish. However, renting a car can be a tricky business, especially when it comes to insurance. That's where TD First Class Travel Visa Infinite Car Rental Insurance comes in. In this article, we will discuss everything you need to know about this insurance including coverage, eligibility, and restrictions.
What is TD First Class Travel Visa Infinite Car Rental Insurance?
TD First Class Travel Visa Infinite Card is a premium travel credit card that offers a host of benefits to its cardholders, including car rental insurance. This insurance provides coverage up to the actual cash value of the rental vehicle in case of theft or damage due to collision, fire, hail, or vandalism.
TD First Class Travel Visa Infinite Car Rental Insurance not only saves you money but also saves you from the hassle of buying insurance at the car rental counter. With this insurance, you don't have to worry about paying for the insurance twice or filling out unnecessary paperwork at the rental counter.
Moreover, this insurance is offered free of charge to the cardholders who pay for their car rentals with their TD First Class Travel Visa Infinite Card.
What Does TD First Class Travel Visa Infinite Car Rental Insurance Cover?
TD First Class Travel Visa Infinite Car Rental Insurance offers coverage for damages or theft to the rental vehicle. The insurance covers:
- Collision Damage Waiver/Loss Damage Waiver (CDW/LDW)
- Theft Protection
- Up to $1,000 for any personal effects stolen or damaged from the rental car
- Up to $200,000 for accidental death or dismemberment
- Up to $2,000 for reasonable expenses incurred for necessary transportation, meals, and accommodations if the rental vehicle is stolen or damaged
Who is Eligible for TD First Class Travel Visa Infinite Car Rental Insurance?
To be eligible for TD First Class Travel Visa Infinite Car Rental Insurance, you must be a cardholder of the TD First Class Travel Visa Infinite Card. Moreover, you must pay for your car rental with your TD First Class Travel Visa Infinite Card to be covered by the insurance.
Please note that this insurance is available only to the residents of the United States who are traveling outside the US for not more than 31 days.
What Are the Restrictions of TD First Class Travel Visa Infinite Car Rental Insurance?
There are a few restrictions to TD First Class Travel Visa Infinite Car Rental Insurance that you must keep in mind before renting a car. These restrictions are:
- The insurance is available only for the rentals that are less than or equal to 31 days.
- The rental vehicle must be rented from a commercial rental agency.
- The insurance does not cover rentals made in the cardholder's country of residence.
- The insurance does not cover rentals made by other authorized drivers.
- The insurance does not cover rentals that violate the terms of the rental agreement, including driving under the influence of drugs or alcohol, racing, or participating in illegal activities.
How to File a Claim?
If your rental vehicle is damaged or stolen, you must report the incident to the car rental agency immediately. You must also call the benefits administrator at 1-800-338-1670 within 48 hours of the incident to start the claim process.
You will be required to submit the following documents to file a claim:
- Claim form
- Rental agreement
- Copy of your driver's license
- Copy of the accident report (if applicable)
- Copy of the police report (if applicable)
- Copy of your credit card statement showing the car rental charge
Conclusion
In conclusion, TD First Class Travel Visa Infinite Car Rental Insurance is an excellent option for frequent travelers who rent cars during their travels. The insurance provides comprehensive coverage for damages or theft to the rental vehicle and saves you money and hassle at the rental counter. However, it is essential to keep in mind the eligibility and restrictions of the insurance before renting a car. By following the rules and regulations of the insurance, you can make the most of its benefits and enjoy your travels with peace of mind.
