Td First Class Travel Visa Car Rental Insurance
Traveling can be a hassle, but having the right credit card can help make it a little easier. One card that has gained popularity among frequent travelers is the TD First Class Travel Visa Card. One of the perks of this card is the car rental insurance it offers. Here, we’ll take a closer look at the TD First Class Travel Visa Car Rental Insurance and what you need to know about it.
What is TD First Class Travel Visa Car Rental Insurance?
TD First Class Travel Visa Car Rental Insurance is an added benefit for cardholders who rent cars. This insurance is designed to offer you some protection when renting a car in the US and abroad. This insurance is different from your regular car insurance policy, meaning you won’t have to use your personal insurance coverage in case of an accident.
The TD First Class Travel Visa Car Rental Insurance covers the cost of damages to the rental car, personal property, and bodily injuries in case of an accident.
To qualify for this insurance, you must charge the full cost of the car rental to your TD First Class Travel Visa Card and decline the collision damage waiver offered by the rental company.
Coverage
The TD First Class Travel Visa Car Rental Insurance covers rental cars for up to 48 consecutive days. The coverage is valid in the US and most foreign countries.
The insurance covers damage to the rental car itself, as well as theft and any towing charges. It also covers any personal property that is stolen from the rental car, up to a certain limit.
In case of an accident, the insurance covers any medical payments and liability insurance up to a certain limit.
Exclusions
While the TD First Class Travel Visa Car Rental Insurance offers comprehensive coverage, there are still some exclusions you need to know about.
Some exclusions include damage caused by reckless driving, driving while under the influence of drugs or alcohol, racing, and off-road driving.
Additionally, the insurance does not cover any personal liability.
How to File A Claim
In case of an accident, it’s important to contact the rental company and the TD First Class Travel Visa Car Rental Insurance hotline as soon as possible. The hotline is available 24/7 and can help guide you through the claims process.
You’ll need to provide as much documentation as possible, including the rental agreement, police report (if applicable), and a copy of your rental car receipt.
Benefits of TD First Class Travel Visa Car Rental Insurance
The TD First Class Travel Visa Car Rental Insurance can save you money by avoiding the high cost of purchasing the rental company’s insurance. The insurance also offers comprehensive coverage for a variety of situations, giving you peace of mind while driving.
Additionally, the card offers other perks, such as travel rewards and points that can be redeemed for travel, hotels, and other travel-related expenses.
Conclusion
Overall, the TD First Class Travel Visa Car Rental Insurance is a valuable perk for frequent travelers who rent cars. The insurance offers comprehensive coverage and can save you money by avoiding the rental company’s high insurance costs.
Just remember to read the fine print and know the exclusions before renting a car. If you have any questions, be sure to contact the TD First Class Travel Visa Car Rental Insurance hotline for assistance.
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