Td First Class Travel Visa Infinite Cardholder Agreement
Traveling is one of the most exciting things we can do as humans. It allows us to explore new places, meet new people, and experience new cultures. However, traveling can also be expensive, which is why many people turn to credit cards that offer rewards and benefits to help offset the costs. The TD First Class Travel Visa Infinite Card is one such card, and in this article, we will explore its cardholder agreement in detail.
What is the TD First Class Travel Visa Infinite Card?
The TD First Class Travel Visa Infinite Card is a credit card that offers rewards for travel-related purchases. Cardholders earn points on every dollar they spend, and these points can be redeemed for travel-related expenses, such as flights, hotels, and car rentals. This card also offers benefits such as travel insurance, concierge service, and access to exclusive events.
What are the benefits of the TD First Class Travel Visa Infinite Card?
The TD First Class Travel Visa Infinite Card offers a range of benefits to cardholders, including:
- Earn 3 points for every $1 spent on travel purchases
- Earn 2 points for every $1 spent on dining and entertainment purchases
- Earn 1 point for every $1 spent on all other purchases
- No blackout dates or seat restrictions when redeeming points for travel
- Travel insurance, including emergency medical and trip cancellation insurance
- Auto rental collision/loss damage insurance
- 24/7 concierge service
- Access to exclusive events and experiences
What fees are associated with the TD First Class Travel Visa Infinite Card?
Like most credit cards, the TD First Class Travel Visa Infinite Card has fees associated with it. These fees include:
- An annual fee of $120
- A cash advance fee of $5 or 2.5% of the advance amount (whichever is greater)
- An over-limit fee of $29 if you exceed your credit limit
- A late payment fee of $35 if you do not make your minimum payment by the due date
What is included in the TD First Class Travel Visa Infinite Cardholder Agreement?
The TD First Class Travel Visa Infinite Cardholder Agreement is a legal document that outlines the terms and conditions of using the card. Some of the key points covered in the agreement include:
- The fees associated with the card
- The interest rates for purchases and cash advances
- The rewards program and how to redeem points
- The terms and conditions of travel insurance
- The responsibilities of the cardholder, including reporting lost or stolen cards and notifying TD Bank of any changes to personal information
How can I apply for the TD First Class Travel Visa Infinite Card?
If you are interested in applying for the TD First Class Travel Visa Infinite Card, you can do so online or at a TD Bank branch. To be eligible for the card, you must be a Canadian resident and have a minimum annual income of $60,000 or a household income of $100,000.
Conclusion
The TD First Class Travel Visa Infinite Card is a great option for people who love to travel and want to earn rewards and benefits for their travel-related purchases. However, it is important to carefully review the cardholder agreement and understand the fees and terms associated with the card before applying. With responsible usage, this card can help make your travel dreams a reality.