Match The Travel Card Policies To Their Descriptions
Are you always on the go and love to travel? A travel credit card might be the perfect fit for you! You can earn rewards such as miles, points, and cash back when you use your travel card to book flights, hotels, and rental cars. With so many different travel credit cards available, it can be overwhelming to choose the right one for you. In this article, we will match the travel card policies to their descriptions so that you can have a better understanding of the options available.
Flight Rewards
Many travel credit cards offer rewards for flights. These cards earn miles or points that can be used towards airline tickets. Some cards offer bonuses for spending in certain categories such as groceries, dining or gas. Here are some examples of travel credit cards that offer flight rewards:
- Chase Sapphire Preferred: This card earns 2x points on dining and travel and 1x point on all other purchases. You can also earn bonus points when you book your travel through Chase Ultimate Rewards.
- American Express Platinum: This card earns 5x points on airfare purchased directly from airlines or American Express Travel, as well as hotels booked through American Express Travel.
- Citi ThankYou Preferred: This card earns 2x points on dining and entertainment and 1x point on all other purchases. Points can be transferred to participating airline loyalty programs.
Hotel Rewards
Aside from earning rewards for flights, travel cards can also offer rewards for hotel stays. These cards earn points that can be used towards hotel bookings or upgrades. Here are some travel credit cards that offer hotel rewards:
- Hilton Honors American Express Surpass Card: This card earns 12x points on Hilton purchases, 6x points on US restaurants, US supermarkets, and US gas stations, and 3x points on all other eligible purchases.
- Marriott Bonvoy Boundless Credit Card: This card earns 6x points at participating Marriott Bonvoy hotels and 2x points on all other purchases.
- World of Hyatt Credit Card: This card earns 4x points on Hyatt purchases, 2x points on dining, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships, and 1x point on all other purchases.
No Foreign Transaction Fees
If you travel internationally frequently, a credit card with no foreign transaction fees can save you a significant amount of money. These fees can add up quickly, so it's important to look for a card that doesn't charge them. Here are some travel credit cards that have no foreign transaction fees:
- Capital One Venture Rewards Credit Card: This card earns 2x miles on every purchase and has no foreign transaction fees. It also has a one-time bonus of 60,000 miles when you spend $3,000 within the first 3 months.
- Discover it Miles: This card earns 1.5x miles on every purchase and has no foreign transaction fees. At the end of your first year, Discover will match all of the miles you earned.
- Bank of America Travel Rewards Credit Card: This card earns 1.5x points on every purchase and has no annual fee or foreign transaction fees.
Travel Insurance
One of the advantages of using a travel credit card is that it can provide you with travel insurance. There are different types of travel insurance that a card can offer, including trip cancellation and interruption insurance, rental car insurance, and travel accident insurance. Here are some travel credit cards that offer travel insurance:
- Chase Sapphire Preferred: This card offers trip cancellation and interruption insurance, rental car insurance, and travel accident insurance.
- Citi Premier Card: This card offers trip cancellation and interruption insurance, travel accident insurance, and baggage delay insurance.
- Barclaycard Arrival Plus World Elite Mastercard: This card offers travel accident insurance and baggage delay insurance.
Conclusion
Choosing the right travel credit card can make a big difference in how much you save on your travels. Whether you're looking for flight or hotel rewards, a card with no foreign transaction fees, or a card with travel insurance, there's a travel credit card that's right for you. By understanding the different travel card policies and matching them to their descriptions, you can make an informed decision and start earning rewards for your next trip.
