Best Small Business Credit Cards For Travel Rewards
As a small business owner, you may find yourself frequently traveling for meetings, conferences, and other professional commitments. In such cases, having a good travel rewards credit card can make a big difference. However, with so many options available in the market, it can be challenging to pick the right one.
In this article, we have compiled a list of the best small business credit cards for travel rewards. We have analyzed the features, fees, and benefits of each card to help you make an informed decision.
Chase Ink Business Preferred
The Chase Ink Business Preferred card is an excellent option for small business owners who frequently travel for work. With this card, you can earn 3x points per dollar on travel expenses, including airfare, hotels, rental cars, and more. Additionally, you can earn 1x point per dollar on all other purchases.
The card also comes with an impressive sign-up bonus of 100,000 points after spending $15,000 in the first three months of account opening. Furthermore, you can redeem your points for travel, cashback, or gift cards, with no blackout dates or restrictions.
The annual fee for the Chase Ink Business Preferred card is $95, which is relatively low compared to other travel rewards cards. The card also offers additional perks, such as auto rental collision damage waiver, trip cancellation/interruption insurance, and purchase protection.
The Business Platinum Card from American Express
If you are looking for a premium travel rewards card that offers exclusive benefits, the Business Platinum Card from American Express is an excellent choice. With this card, you can earn 5x points per dollar spent on flights and hotels booked through amextravel.com. Additionally, you can earn 1x point per dollar on all other purchases.
The card also offers a generous sign-up bonus of 100,000 points after spending $15,000 on eligible purchases in the first three months of account opening. Furthermore, you can redeem your points for travel, merchandise, or gift cards, with no blackout dates or restrictions.
The annual fee for the Business Platinum Card from American Express is $595, which may seem steep, but the card comes with several benefits that can more than justify the fee. For example, you can receive up to $200 in annual airline fee credits, access to over 1,200 airport lounges worldwide, complimentary gold status with Hilton and Marriott, and more.
Capital One Spark Miles for Business
The Capital One Spark Miles for Business card is an excellent choice for small business owners who want a simple and straightforward travel rewards program. With this card, you can earn 2x miles per dollar spent on all purchases, with no limit to the number of miles you can earn.
The card also comes with a sign-up bonus of 50,000 miles after spending $4,500 on purchases in the first three months of account opening. Furthermore, you can redeem your miles for travel, cashback, or gift cards, with no blackout dates or restrictions.
The annual fee for the Capital One Spark Miles for Business card is $95, which is relatively low compared to other travel rewards cards. The card also offers additional perks, such as purchase protection, extended warranty, and travel and emergency assistance services.
American Express Blue Business Plus
The American Express Blue Business Plus card is an excellent option for small business owners who want a no-frills travel rewards program with no annual fee. With this card, you can earn 2x points per dollar spent on all purchases, up to $50,000 per year. After that, you can earn 1x point per dollar on all other purchases.
The card also comes with a sign-up bonus of up to $300 cashback, earned as a statement credit after spending $3,000 on purchases in the first three months of account opening. Furthermore, you can redeem your points for travel, merchandise, or gift cards, with no blackout dates or restrictions.
The American Express Blue Business Plus card also offers additional benefits, such as extended warranty, purchase protection, and car rental loss and damage insurance.
Conclusion
Choosing the right travel rewards credit card can help you save money and earn valuable rewards for your small business. However, before you apply for a card, make sure to read the terms and conditions carefully and consider your spending habits and travel needs.
Based on our analysis, the Chase Ink Business Preferred, the Business Platinum Card from American Express, the Capital One Spark Miles for Business, and the American Express Blue Business Plus are some of the best small business credit cards for travel rewards. Choose the one that suits your requirements and start earning rewards today!