Best Small Business Credit Card With Travel Rewards
As a small business owner, you know that travel is often a necessary part of running a successful business. Whether you're attending conferences, meeting with clients, or visiting suppliers, travel expenses can quickly add up. But did you know that there are credit cards specifically designed to help small business owners earn travel rewards? In this article, we'll take a look at some of the best small business credit cards with travel rewards, so you can choose the one that's right for your business.
Chase Ink Business Preferred℠ Credit Card
The Chase Ink Business Preferred℠ Credit Card is a popular choice for small business owners looking to earn travel rewards. Cardholders earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn 1 point per $1 spent. The card also comes with a sign-up bonus of 100,000 bonus points after spending $15,000 on purchases in the first 3 months from account opening, which can be redeemed for $1,250 in travel rewards when booked through the Chase Ultimate Rewards® program. The card has an annual fee of $95.
American Express® Business Gold Card
The American Express® Business Gold Card offers a flexible rewards program that allows cardholders to choose the category they earn the most points in. Cardholders earn 4 points per $1 spent in the two select categories where they spend the most each month (from a list of six categories), and earn 1 point per $1 spent on all other purchases. Categories include airfare purchased directly from airlines, U.S. purchases for advertising in select media, U.S. purchases at gas stations, U.S. purchases at restaurants, U.S. purchases for shipping, and U.S. computer hardware, software, and cloud computing purchases made directly from select providers. The card also comes with a sign-up bonus of 35,000 Membership Rewards® points after spending $5,000 on purchases in the first 3 months. The card has an annual fee of $295.
Capital One® Spark® Miles for Business
The Capital One® Spark® Miles for Business card is a great choice for small business owners who travel frequently. Cardholders earn 2 miles per $1 on every purchase, with no limit on the amount of miles that can be earned. The card also comes with a sign-up bonus of 50,000 miles (equal to $500 in travel rewards) after spending $4,500 on purchases in the first 3 months. The card has an annual fee of $95, which is waived for the first year.
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a great option for small business owners who frequently fly with American Airlines. Cardholders earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, as well as on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations. All other purchases earn 1 AAdvantage® mile per $1 spent. The card also comes with a sign-up bonus of 70,000 AAdvantage® bonus miles after spending $4,000 on purchases in the first 4 months. The card has an annual fee of $99, which is waived for the first 12 months.
Conclusion
When it comes to choosing the best small business credit card with travel rewards, there are plenty of options to choose from. In order to find the right card for your business, be sure to consider your travel habits and spending patterns. Look for a card that offers bonus rewards in categories where you spend the most, and be sure to take advantage of sign-up bonuses and other perks. By using a travel rewards credit card for your business expenses, you can earn valuable rewards that can help offset the cost of travel.