Whether you're a frequent traveler or someone who likes to earn rewards on everyday purchases, having a good credit card can help you save money and earn perks. There are countless credit cards on the market, but choosing the right one can be daunting. To make your search easier, we've compiled a list of the best credit cards for travel and cash back.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a popular travel credit card that offers a generous sign-up bonus and a range of valuable benefits. With this card, you can earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's equivalent to $1,250 when redeemed for travel through Chase Ultimate Rewards®. You'll also earn 2X points on dining and travel and 1X points on all other purchases. Plus, there are no foreign transaction fees, making it a great option for international travel.
American Express® Gold Card
The American Express® Gold Card is a high-end credit card that's perfect for foodies and travelers. With this card, you can earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. You'll earn 4X points at restaurants worldwide and 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X point). Plus, you'll earn 3X points on flights booked directly with airlines or on amextravel.com. The card also comes with a $120 dining credit and a $100 airline fee credit, making it a great value overall.
Citi® Double Cash Card
If you're looking for a straightforward cash back credit card, the Citi® Double Cash Card is one of the best options out there. With this card, you'll earn 2% cash back on all purchases – 1% when you buy and 1% as you pay for those purchases. There are no categories to keep track of, and no caps on how much cash back you can earn. Plus, there's no annual fee, making it a great card for anyone looking to earn cash back on everyday purchases.
Capital One® Venture® Rewards Credit Card
The Capital One® Venture® Rewards Credit Card is a great travel credit card that offers flexible rewards and a range of travel benefits. With this card, you'll earn 2X miles on every purchase, every day. You can redeem your miles for any travel purchase, and there are no blackout dates or restrictions. The card also comes with up to a $100 credit for TSA Pre✓® or Global Entry, and there are no foreign transaction fees.
Bank of America® Travel Rewards Credit Card
The Bank of America® Travel Rewards Credit Card is a good option for those who want to earn travel rewards without paying an annual fee. With this card, you'll earn 1.5 points per $1 spent on all purchases, and there are no blackout dates or restrictions on when or where you can redeem your rewards. Plus, if you're a Bank of America Preferred Rewards member, you can earn a bonus of 25% to 75% on your rewards, depending on your tier.
Conclusion
Choosing the right credit card can help you save money, earn rewards, and enjoy valuable benefits. Whether you're a frequent traveler or someone who wants to earn cash back on everyday purchases, there's a credit card out there for you. Consider your spending habits, travel preferences, and reward goals to find the best credit card for your needs. With the right card in your wallet, you can make every purchase count.
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