Best Credit Card With No Annual Fee For Travel
Credit cards have become an essential part of our daily lives. They allow us to make purchases effortlessly, earn rewards and cashback, and provide us with various other benefits. If you are someone who loves to travel, then having a credit card that offers travel rewards is a must. However, most travel credit cards come with high annual fees that can offset the value of the rewards you earn. Thus, in this article, we will be discussing the best credit card with no annual fee for travel.
Chase Freedom Flex
The Chase Freedom Flex is an excellent credit card for those who love to travel but don't want to pay an annual fee. This card offers 5% cashback on travel purchased through Chase Ultimate Rewards, 3% cashback on dining (including takeout and delivery), 3% cashback at drugstores, and 1% cashback on all other purchases. You can redeem your rewards for cashback or travel rewards, and there are no minimum redemption amounts.
The Chase Freedom Flex also offers a $200 cashback bonus when you spend $500 within the first three months of account opening. Additionally, the card offers various travel benefits such as trip cancellation and interruption insurance, baggage delay insurance, and travel accident insurance.
Discover it Miles
The Discover it Miles credit card is another excellent option for those who want a travel credit card with no annual fee. This card offers an unlimited 1.5 miles per dollar spent on all purchases, and you can redeem your miles for travel, cashback, or gift cards. Additionally, the card offers a cashback match at the end of your first year, where Discover will match all the rewards you earned in your first year.
The Discover it Miles card also offers a $0 annual fee, no foreign transaction fees, and various travel benefits such as travel accident insurance, trip interruption and emergency evacuation coverage, and baggage delay insurance.
Capital One VentureOne
The Capital One VentureOne credit card is an excellent choice for those who want to earn miles on all purchases but don't want to pay an annual fee. This card offers 1.25 miles per dollar spent on all purchases, and you can redeem your miles for travel, cashback, or gift cards. Additionally, the card offers a one-time bonus of 20,000 miles when you spend $500 within the first three months of account opening.
The Capital One VentureOne card also offers various travel benefits such as travel accident insurance, 24-hour travel assistance services, and auto rental collision damage waiver. Additionally, the card has no foreign transaction fees, making it an excellent option for international travel.
Citi Double Cash
The Citi Double Cash credit card is another excellent credit card for those who want to earn rewards on all purchases without paying an annual fee. This card offers 2% cashback on all purchases (1% when you make the purchase and 1% when you pay it off), and you can redeem your cashback for statement credits, gift cards, or checks.
The Citi Double Cash card also offers a 0% introductory APR for balance transfers for the first 18 months, making it an excellent option for those who want to transfer high-interest credit card debt. Additionally, the card offers various travel benefits such as travel accident insurance and worldwide travel accident insurance.
Conclusion
When it comes to finding the best credit card with no annual fee for travel, there are several excellent options to choose from. Whether you want to earn cashback or miles, these cards offer various travel benefits such as travel accident insurance, baggage delay insurance, and trip cancellation coverage.
Before choosing a credit card, make sure to consider your spending habits and travel preferences. Additionally, always make sure to pay your balance in full each month to avoid paying high-interest charges. By using one of these credit cards, you can earn rewards on your everyday purchases without paying an annual fee and enjoy various travel benefits.