Best Credit Card To Have For Travel Rewards
Are you a frequent traveler or planning to travel soon? If yes, then it's time to consider getting a credit card that offers great travel rewards. A travel rewards credit card is an excellent way to earn free flights, hotel stays, and other perks while spending on your everyday purchases.
However, with so many travel credit cards available in the market, choosing the right one can be overwhelming. In this guide, we'll discuss some of the best credit cards for travel rewards and their key features to help you make an informed decision.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of the most popular travel rewards credit cards due to its generous rewards program and flexibility. With this card, you can earn 2x points per dollar spent on travel and dining worldwide and 1x point per dollar spent on all other purchases.
You can redeem these points for travel through the Chase Ultimate Rewards program, where you can get a 25% bonus when booking through the portal. Additionally, you can transfer your points at a 1:1 ratio to various airline and hotel loyalty programs, including United, Southwest, Marriott, and Hyatt, among others.
The Chase Sapphire Preferred Card also offers other travel perks, such as trip cancellation/interruption insurance, baggage delay insurance, and primary rental car insurance. It has a $95 annual fee, but the rewards and benefits can make up for it.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another excellent choice for travel rewards. It offers 2x miles per dollar spent on all purchases, and you can redeem your miles for travel purchases at a rate of 1 cent per mile.
With this card, you can also transfer your miles to various airline partners, including Aeromexico, Air Canada, and Emirates, to name a few. Plus, it has no foreign transaction fees, making it a great option for international travelers.
The Capital One Venture Rewards Credit Card also offers additional travel benefits, such as travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services. It has an annual fee of $95 but is a great option for frequent travelers.
3. American Express Gold Card
The American Express Gold Card is a premium credit card with generous rewards for dining and travel. You can earn 4x Membership Rewards points per dollar spent at U.S. restaurants, 4x points per dollar spent at U.S. supermarkets (up to $25,000 per year), and 3x points per dollar spent on flights booked directly with airlines or through the American Express travel portal.
You can redeem your Membership Rewards points for travel, shopping, dining, and more. Additionally, this card offers up to $120 in annual dining credits, a $100 airline fee credit, and no foreign transaction fees.
The American Express Gold Card also offers other travel benefits, including baggage insurance plan, travel accident insurance, and a Global Assist Hotline. It has an annual fee of $250, but the perks and rewards can make it a great choice for frequent travelers.
4. Citi Premier Card
The Citi Premier Card offers valuable rewards for travel and entertainment. You can earn 3x ThankYou points per dollar spent on travel, including gas stations, airfare, hotels, and more. You can also earn 2x points per dollar spent on dining out and entertainment, such as concerts, movies, and sporting events.
You can redeem your ThankYou points for travel, gift cards, merchandise, and more. Additionally, you can transfer your points to various airline partners, including JetBlue, Virgin Atlantic, and Singapore Airlines, among others.
The Citi Premier Card also offers other travel benefits, such as car rental insurance, trip cancellation/interruption protection, and worldwide travel accident insurance. It has an annual fee of $95 but can be a great option for those who frequently travel and eat out.
5. United Explorer Card
The United Explorer Card is an excellent choice for frequent flyers of United Airlines. You can earn 2x miles per dollar spent on United purchases, as well as at restaurants and hotels. You can also earn 1x mile per dollar spent on all other purchases.
You can redeem your United miles for flights, hotel stays, car rentals, and more. Additionally, this card offers other travel perks, such as priority boarding, free checked bags, and two United Club passes per year.
The United Explorer Card also offers other travel benefits, such as trip cancellation/interruption insurance, baggage delay insurance, and primary rental car insurance. It has an annual fee of $95, which is waived for the first year.
Conclusion
Choosing the right credit card for travel rewards can make a significant difference in your travel experience. With the right card, you can earn valuable rewards and enjoy numerous travel perks that can save you money and make your trip more comfortable.
We hope this guide has helped you narrow down your options and choose the best credit card for your travel needs. Keep in mind that the best credit card for you depends on your travel preferences, spending habits, and financial situation, so make sure to do your research before making a decision.