Best Credit Card For Travel Insurance Over 65
Traveling is one of the most rewarding experiences in life. However, as we age, it becomes more important to have adequate travel insurance to protect ourselves from potential risks such as medical emergencies, trip cancellations, and lost luggage. This is where having the right credit card with travel insurance benefits can come in handy, especially for those over 65. In this article, we'll take a look at some of the best credit cards for travel insurance over 65.
Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the most popular travel credit cards on the market, and for good reason. It offers generous rewards for travel and dining purchases, as well as providing excellent travel insurance benefits for those over 65. These benefits include up to $10,000 in trip cancellation or interruption coverage, up to $500,000 in travel accident insurance, and up to $3,000 in baggage delay insurance. Additionally, the card offers primary rental car insurance coverage, which can save you a significant amount of money compared to purchasing insurance from the rental car company.
United Explorer Card
The United Explorer Card is a great option for seniors who frequently fly with United Airlines. The card offers up to $10,000 in trip cancellation or interruption coverage, as well as up to $1,500 in lost or damaged luggage coverage. In addition, the card provides up to $500,000 in travel accident insurance and up to $100 in credit towards Global Entry or TSA PreCheck fees. Another perk of this card is earning 2 miles per dollar spent on United Airlines purchases, as well as 2 miles per dollar spent on dining.
Citi Premier Card
The Citi Premier Card is an excellent choice for those who want a credit card with great travel insurance benefits and flexible rewards. It offers up to $5,000 in trip cancellation or interruption coverage, as well as up to $500,000 in travel accident insurance. The card also provides up to $3,000 in lost luggage coverage and up to $500 in trip delay coverage. In addition, the card earns 3 points per dollar spent on travel purchases, including gas stations, and 2 points per dollar spent on dining and entertainment.
Bank of America Premium Rewards Credit Card
The Bank of America Premium Rewards Credit Card is a great all-around travel credit card with excellent rewards and insurance benefits. It offers up to $5,000 in trip cancellation or interruption coverage, as well as up to $100,000 in travel accident insurance. The card also provides up to $1,500 in lost or damaged luggage coverage and up to $500 in trip delay coverage. Additionally, the card earns 2 points per dollar spent on travel purchases, including airfare, hotels, and rental cars, and 1.5 points per dollar spent on all other purchases.
Conclusion
When it comes to finding the best credit card for travel insurance over 65, it's important to consider your specific needs and travel habits. Each of the cards listed in this article offers excellent insurance benefits and rewards, but depending on your preferences, one card may be a better fit than the others. Be sure to read the fine print and fully understand the benefits of the card before applying. Happy travels!