Best Credit Card For Travel And Balance Transfers
Credit cards are a valuable tool for everyday expenses and emergency situations. Whether you're looking to earn points for travel, transfer high-interest balances, or enjoy perks and rewards, there's a credit card that's right for you. In this article, we'll take a look at the best credit cards for travel and balance transfers, and what makes them stand out from the crowd.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a top-rated credit card for travel enthusiasts. This card offers a sign-up bonus of 60,000 points when you spend $4,000 in the first three months of account opening. When redeemed through the Chase Ultimate Rewards program, these points are worth $750 in travel rewards.
The Chase Sapphire Preferred Card also offers 2X points on travel and dining purchases, and 1X point on all other purchases. There are no foreign transaction fees, and the annual fee is $95. This card is a great option for those who travel frequently and want to earn rewards while doing so.
2. Discover it Balance Transfer Card
The Discover it Balance Transfer Card is a great option for those looking to transfer high-interest balances. With this card, you can enjoy 0% APR on balance transfers for the first 18 months, and 0% APR on purchases for the first 6 months. After that, the standard APR will apply.
The Discover it Balance Transfer Card also offers a cashback program with 5% cashback on rotating categories each quarter, and 1% cashback on all other purchases. There is no annual fee, making this card a great choice for those looking to save on interest and fees.
3. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great choice for frequent travelers. This card offers a sign-up bonus of 60,000 miles when you spend $3,000 in the first three months of account opening. These miles can be redeemed for travel rewards, such as flights, hotel stays, and more.
The Capital One Venture Rewards Credit Card also offers 2X miles on all purchases, with no earning caps or expiration dates. There are no foreign transaction fees, and the annual fee is $95. This card is a great option for those who want to earn rewards on all their purchases, not just travel and dining.
4. Citi Diamond Preferred Card
The Citi Diamond Preferred Card is a great choice for those looking for a low-interest credit card. This card offers 0% APR on purchases and balance transfers for the first 18 months. After that, the APR will vary based on your creditworthiness.
The Citi Diamond Preferred Card also comes with a suite of benefits, including access to Citi Private Pass, which gives you access to exclusive events and experiences. There is no annual fee for this card, making it a great choice for those looking to save on fees and interest.
5. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a great option for those looking for a no-annual-fee credit card for travel. This card offers 25,000 bonus points when you spend $1,000 in the first 90 days of account opening. These points can be redeemed for travel rewards, such as flights, hotel stays, and more.
The Bank of America Travel Rewards Credit Card also offers 1.5 points per $1 spent on all purchases, with no earning caps or expiration dates. There are no foreign transaction fees, making this card a great choice for those traveling internationally.
Conclusion
In conclusion, there are many credit cards available that offer perks and rewards for travel and balance transfers. When choosing a credit card, it's important to consider your spending habits and what benefits are most important to you. Whether you're looking for a high rewards rate, low-interest rate, or no annual fee, there's a credit card that's right for you.