Best Credit Card For Out Of Country Travel
Travelling outside of the country can be an exciting and life-changing experience. However, it can also be costly, especially when it comes to using credit cards. Finding the best credit card for out of country travel can save you a lot of money and hassle. In this article, we will discuss the top credit cards for international travel and their benefits.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of the most popular travel credit cards. It offers a generous sign-up bonus, and you can earn two points per dollar spent on travel and dining. Additionally, there are no foreign transaction fees when using this card, making it perfect for international travel.
With the Chase Sapphire Preferred Card, you can transfer your points to various travel partners, such as airlines and hotels, to get the most value out of your rewards. Furthermore, the card offers trip cancellation insurance, trip interruption insurance, and travel accident insurance for added protection during your travels.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great option for those who travel frequently. It offers a competitive sign-up bonus and has a straightforward rewards program. You can earn two miles per dollar spent on all purchases, and the miles are redeemable for travel expenses.
This card also has no foreign transaction fees, making it a perfect choice for international travel. Additionally, the Capital One Venture Rewards Credit Card offers travel accident insurance, auto rental collision damage waiver, and 24-hour travel assistance services.
Bank of America Premium Rewards Credit Card
The Bank of America Premium Rewards Credit Card offers excellent rewards and perks for travelers. You can earn two points per dollar spent on travel and dining, and 1.5 points per dollar spent on everything else. Furthermore, you can earn a sign-up bonus after spending a certain amount within the first few months of opening the account.
This card also offers no foreign transaction fees and provides travel-related services such as travel accident insurance, trip cancellation/trip interruption insurance, and baggage insurance. Additionally, you can use your rewards points to pay for travel expenses, or you can redeem them for cashback or gift cards.
American Express Platinum Card
The American Express Platinum Card is a premium credit card that offers various travel perks and benefits. It has a high annual fee but provides access to various airport lounges worldwide, including Centurion Lounges, Priority Pass lounges, and Delta Sky Clubs.
You can earn five Membership Rewards points per dollar spent on flights and hotels, and one point per dollar spent on everything else. Additionally, you can earn a sign-up bonus after spending a certain amount within a few months of opening the account.
This card also offers no foreign transaction fees and provides travel-related services, such as trip cancellation/trip interruption insurance, baggage insurance, and car rental loss and damage insurance. Furthermore, you can use your Membership Rewards points to pay for travel, redeem them for gift cards, or transfer them to various travel partners to maximize their value.
The Bottom Line
Travelling outside of the country can be expensive, but using the right credit card can help you save money and hassle. The Chase Sapphire Preferred Card, Capital One Venture Rewards Credit Card, Bank of America Premium Rewards Credit Card, and American Express Platinum Card are all excellent options for international travel. Consider your travel needs, spending habits, and rewards goals to choose the best credit card for you.