Best Credit Card For International Travel In India
Traveling internationally requires a lot of preparation and planning. One essential aspect of international travel is having a credit card that can be used in different countries. Credit cards offer a convenient way to pay for goods and services while traveling abroad, and they can also help in emergencies. In this article, we will discuss the best credit cards for international travel in India.
1. HDFC Bank Regalia Credit Card
The HDFC Bank Regalia Credit Card is a popular credit card for international travel. It offers an excellent rewards program that allows you to earn points for every purchase you make. These points can be redeemed for various travel benefits, including free flights, hotel stays, and car rentals. The card also offers complimentary lounge access at airports worldwide, which is a great perk for frequent travelers.
The HDFC Bank Regalia Credit Card has a foreign transaction fee of 2%, which is lower than most other credit cards. It also provides insurance coverage for travel-related issues such as lost baggage and flight delays. The card has a minimum income requirement of INR 60,000 per month.
2. American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card is another great credit card for international travel in India. It offers a variety of benefits, including free flight tickets, hotel stays, and car rentals. The card also provides access to exclusive airport lounges worldwide.
The American Express Platinum Travel Credit Card has a foreign transaction fee of 3.5%. However, it comes with a complimentary travel insurance policy that covers you in case of travel-related emergencies. The card has a minimum income requirement of INR 6 lakhs per annum.
3. ICICI Bank Sapphiro Credit Card
The ICICI Bank Sapphiro Credit Card is a premium credit card designed for travelers. It offers a variety of travel-related benefits, including free airport lounge access, free flight tickets, and hotel stays. The card also provides a complimentary travel insurance policy that covers you in case of travel-related emergencies.
The ICICI Bank Sapphiro Credit Card has a foreign transaction fee of 3.5%. However, it does provide excellent rewards points for every purchase you make. The card has a minimum income requirement of INR 1.2 lakhs per month.
4. Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card is a co-branded credit card that offers excellent travel-related benefits. It provides free flight tickets, hotel stays, and car rentals. The card also offers complimentary lounge access at airports worldwide.
The Axis Bank Vistara Signature Credit Card has a foreign transaction fee of 3.5%. However, it provides excellent rewards points for every purchase you make. The card has a minimum income requirement of INR 6 lakhs per annum.
Conclusion
In conclusion, there are many credit cards available for international travel in India. It is essential to choose the right credit card that suits your travel needs and budget. The HDFC Bank Regalia Credit Card and American Express Platinum Travel Credit Card are excellent choices for frequent travelers, while the ICICI Bank Sapphiro Credit Card and Axis Bank Vistara Signature Credit Card provide excellent travel-related benefits. Remember to choose a card with a low foreign transaction fee and a good rewards program. Happy travels!