Best Credit Card For Balance Transfer And Travel
Are you looking for a way to save money on credit card interest rates while also earning travel rewards? If so, a balance transfer credit card with travel perks may be the perfect solution for you. In this article, we will discuss the top credit cards that offer both balance transfer incentives and travel rewards.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card offers a generous sign-up bonus of 100,000 points after spending $4,000 in the first three months of account opening. These points can be redeemed for $1,250 in travel through the Chase Ultimate Rewards program. Additionally, this card has a 0% introductory APR on balance transfers for the first 15 months (after that, a variable APR applies). It also offers 2X points on travel and dining worldwide and 1X point per dollar spent on all other purchases. There are no foreign transaction fees, making it an excellent choice for international travel.
Citi® Double Cash Card
The Citi® Double Cash Card offers one of the best rewards programs available. You earn 1% cashback on all purchases and an additional 1% cashback when you pay off those purchases, making it a great choice for those who want to earn rewards while also paying down debt. This card also has a 0% introductory APR on balance transfers for the first 18 months (after that, a variable APR applies). It does not offer travel rewards, but the cashback can be used to pay for travel expenses.
Capital One® VentureOne® Rewards Credit Card
The Capital One® VentureOne® Rewards Credit Card has a great rewards program that offers 1.25 miles per dollar spent on all purchases. This card also has a 0% introductory APR on balance transfers for the first 15 months (after that, a variable APR applies). The miles earned can be used to pay for travel expenses, including airline tickets, hotels, and rental cars. This card does not have any foreign transaction fees and comes with travel accident insurance.
Discover it® Miles
The Discover it® Miles card offers a unique rewards program that matches all the miles you earn in the first year of account opening. This means that if you earn 30,000 miles, you will receive an additional 30,000 miles at the end of the year. This card also has a 0% introductory APR on balance transfers for the first 14 months (after that, a variable APR applies). The miles can be redeemed for travel expenses, including airline tickets, hotels, and rental cars. This card does not have any annual fees or foreign transaction fees.
Conclusion
Choosing the right credit card for balance transfers and travel rewards can save you a lot of money and earn you some exciting perks. Each of the cards listed above has its unique benefits, so it's essential to consider your spending habits and travel goals before making a decision. By comparing the features and benefits of each card, you can find the best credit card that suits your needs and helps you save on interest rates while also earning travel rewards.