Best Bank Of America Credit Card For Travel
If you're a frequent traveler or planning a trip, having a travel credit card can be a big help. Bank of America offers several credit cards that can earn you rewards and other perks while you're on the road. But, which Bank of America credit card is the best for travel? Keep reading to learn more about the top options.
Bank of America Travel Rewards Credit Card
One of the most popular Bank of America credit cards for travel is the Bank of America Travel Rewards Credit Card. This card earns you 1.5 points for every dollar you spend, and you can redeem your points for flights, hotels or car rentals. There are no blackout dates, and you can use your points for any travel expenses. Additionally, this card has no annual fee, making it a great option for those on a budget.
Another great feature of this card is the sign-up bonus. New cardholders can earn 25,000 bonus points by spending $1,000 in the first 90 days of opening the account. That's enough for a $250 statement credit towards travel purchases. This card also offers a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers made within the first 60 days of opening the account.
Premium Rewards Credit Card
If you're looking for a more premium travel credit card, the Bank of America Premium Rewards Credit Card might be a good fit. This card earns you 2 points for every dollar spent on travel and dining purchases, and 1.5 points for every dollar spent on all other purchases. These points can be redeemed for flights, hotels or car rentals, and there are no blackout dates.
This card also offers a 50,000 point sign-up bonus for new cardholders who spend $3,000 in the first 90 days of opening the account. That's enough for a $500 statement credit towards travel purchases. Additionally, this card offers up to $200 in travel statement credits per year, TSA PreCheck or Global Entry credit, no foreign transaction fees, and a $100 airline incidental statement credit every year. However, this card does have an annual fee of $95.
Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card is not specifically a travel credit card, but it can still earn you rewards for your travel purchases. You'll earn 3% cash back in a category of your choice including gas, online shopping, dining, travel, drug stores or home improvement/furnishings. You'll also earn 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases.
This card offers a $200 cash rewards bonus after spending $1,000 in the first 90 days of opening the account. Additionally, this card offers a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers made within the first 60 days of opening the account. Finally, this card has no annual fee.
Conclusion
Choosing the best Bank of America credit card for travel depends on your personal needs and preferences. If you're looking for a no annual fee option, the Bank of America Travel Rewards Credit Card is a great choice. If you want a more premium option with additional perks, the Bank of America Premium Rewards Credit Card might be a better fit. And, if you want a card that can earn you cash back on your travel purchases, the Bank of America Cash Rewards Credit Card is a good option.
Regardless of which Bank of America credit card you choose, using a travel credit card can help you earn rewards and save money on your trips. Be sure to do your research and choose the card that is right for you.
