Chase Sapphire Reserve Travel Insurance Guide To Benefits
Chase Sapphire Reserve is a credit card that is known for offering top-notch travel benefits to its users. One of the key benefits that comes with the card is travel insurance. With a myriad of travel insurance benefits on offer, it can be challenging to understand what each one entails. However, understanding the benefits can help you make the most of your Chase Sapphire Reserve card when traveling.
What Travel Insurance Benefits Does Chase Sapphire Reserve Offer?
Chase Sapphire Reserve offers a range of travel insurance benefits, including:
- Trip Cancellation and Interruption Insurance
- Auto Rental Collision Damage Waiver
- Lost Luggage Reimbursement
- Emergency Medical and Dental Benefit
- Emergency Evacuation and Transportation Benefit
- Travel Accident Insurance
- Roadside Assistance
What is Covered by the Trip Cancellation and Interruption Insurance?
The Trip Cancellation and Interruption Insurance benefit covers the cost of your trip if it is canceled or interrupted due to unforeseeable events such as a natural disaster, injury, or illness. The coverage can include the cost of flights, hotels, and other expenses related to your trip. Chase Sapphire Reserve's coverage is up to $10,000 per person per trip, with a maximum of $20,000 per occurrence and $40,000 per year.
What is Covered by the Auto Rental Collision Damage Waiver?
The Auto Rental Collision Damage Waiver benefit covers the cost of damages to rental cars due to theft or collision. This coverage is provided when you rent a car using your Chase Sapphire Reserve card and decline the rental company's collision insurance. The coverage is primary, meaning it pays before any other insurance you may have, and is valid for rental periods of up to 31 consecutive days.
What is Covered by the Lost Luggage Reimbursement?
The Lost Luggage Reimbursement benefit covers the cost of lost or damaged luggage or personal items during travel. The coverage is up to $3,000 per passenger and $500 per bag for checked and carry-on baggage. It applies to you and your immediate family members who are traveling with you and have purchased their travel fare with the Chase Sapphire Reserve card.
What is Covered by the Emergency Medical and Dental Benefit?
The Emergency Medical and Dental Benefit covers necessary medical and dental services needed while traveling. This includes emergency medical transportation, medical and surgical treatment, and dental treatment. The coverage is up to $2,500 per occurrence and $50,000 per account holder.
What is Covered by the Emergency Evacuation and Transportation Benefit?
The Emergency Evacuation and Transportation Benefit covers emergency evacuations and transportation to the nearest medical facility for necessary medical treatment. The benefit also covers transportation for a family member or traveling companion to be with you during medical treatment. The coverage is up to $100,000 per occurrence and $100,000 per account holder.
What is Covered by the Travel Accident Insurance?
The Travel Accident Insurance benefit covers accidental death or dismemberment during travel. The coverage is up to $1,000,000 per occurrence and $100,000 for a covered loss. The benefit applies to you and your immediate family members who are traveling with you and have purchased their travel fare with the Chase Sapphire Reserve card.
What is Covered by the Roadside Assistance Benefit?
The Roadside Assistance Benefit provides emergency roadside assistance services while traveling. This includes towing, jump-starts, tire changes, and lockout services. The benefit is available 24/7 and up to four times per year, with a maximum coverage of $50 per occurrence.
Conclusion
Chase Sapphire Reserve offers a range of travel benefits, including travel insurance benefits that can help protect you and your family during your travels. Understanding the benefits that come with your card can help you make the most of your travel experiences, while giving you the peace of mind you need to enjoy your trip to the fullest.