Best Travel Rewards Credit Card Without Annual Fee
If you love to travel, having a credit card that offers travel rewards can be a game-changer. The best travel rewards credit card without annual fee allows you to earn points, miles, or cash back for your spending, which can then be redeemed for free or discounted travel. However, with so many options available, it can be challenging to know which card to choose. In this guide, we'll take a closer look at the top picks for the best travel rewards credit card without an annual fee.
The Top 5 Travel Rewards Credit Cards without Annual Fee
Here are our top picks for the best travel rewards credit card without annual fee:
- Chase Freedom Unlimited
- Citi Double Cash Card
- Capital One VentureOne Rewards Credit Card
- Discover it Miles
- Bank of America Travel Rewards Credit Card
Each of these cards has its own unique features and benefits, so let's dive deeper into each one.
Chase Freedom Unlimited
The Chase Freedom Unlimited is an excellent option for those who want to earn rewards on every purchase they make. This card offers 1.5% cashback on all purchases, with no limits or categories to worry about. Additionally, new cardholders can earn a $200 bonus after spending $500 in the first three months of opening an account.
One of the unique benefits of the Chase Freedom Unlimited is that it allows you to transfer your cashback rewards to other Chase Ultimate Rewards cards. This means that if you also have a Chase Sapphire Preferred or Chase Ink Business Preferred card, you can transfer your rewards points to those accounts and redeem them for travel at a higher value.
Citi Double Cash Card
The Citi Double Cash Card is a great choice for those who want to earn cash back on all their purchases. This card offers 2% cashback on all purchases - 1% when you make a purchase, and another 1% when you pay your bill. Additionally, the Citi Double Cash Card has no annual fee, making it an excellent choice for those who want to avoid fees.
While the Citi Double Cash Card doesn't offer traditional travel rewards like points or miles, you can still use your cashback rewards to pay for travel purchases. This makes it a flexible option for those who want to earn rewards on all their spending, not just travel-related purchases.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is an excellent option for those who want to earn miles on all their purchases. This card offers 1.25 miles per dollar spent, with no limits or categories to worry about. Additionally, new cardholders can earn 20,000 bonus miles after spending $500 in the first three months of opening an account.
One of the unique benefits of the Capital One VentureOne Rewards Credit Card is that it allows you to transfer your miles to other Capital One travel partners. This means that you can redeem your miles for free flights, hotel stays, and other travel-related purchases.
Discover it Miles
The Discover it Miles card is an excellent choice for those who want to earn rewards on all their purchases. This card offers 1.5 miles per dollar spent, with no limits or categories to worry about. Additionally, Discover will match all the miles you've earned at the end of your first year of card membership.
The Discover it Miles card also offers a unique benefit - you can redeem your miles for statement credits on any travel purchase, not just those booked through Discover's travel portal. This makes it a flexible option for those who want to earn rewards on all their spending, not just travel-related purchases.
Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is an excellent option for those who want to earn points on their travel purchases. This card offers 1.5 points per dollar spent on all purchases, with no limits or categories to worry about. Additionally, new cardholders can earn 25,000 bonus points after spending $1,000 in the first 90 days of opening an account.
One of the unique benefits of the Bank of America Travel Rewards Credit Card is that it offers an extra 10% bonus on your points when you have a checking or savings account with Bank of America. This means that you can earn even more rewards if you already have a relationship with the bank.
Conclusion
Choosing the best travel rewards credit card without annual fee depends on your personal spending habits and travel preferences. No matter which card you choose, make sure to read the fine print and understand the rewards program's details and restrictions. With the right travel rewards credit card, you can earn points, miles, or cash back for your everyday spending and use these rewards to help fund your next vacation.
