Best Travel Rewards Credit Card With Balance Transfer
If you're someone who loves to travel and save money at the same time, a travel rewards credit card with balance transfer could be the perfect option for you. Not only do these credit cards offer great rewards for travel purchases, but they also allow you to transfer your existing credit card balances to a new card with a lower interest rate.
In this article, we'll take a look at some of the best travel rewards credit cards with balance transfer options available in the United States, and compare their features and benefits to help you decide which one is right for you.
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of the most popular travel rewards credit cards on the market, and for good reason. With this card, you can earn 2x points on travel and dining purchases, and 1x points on all other purchases.
But the best part of this card is its balance transfer option. You can transfer your existing balances to this card and enjoy a 0% introductory APR for the first 15 months, after which the APR will be 17.49% - 24.49% variable, based on your creditworthiness.
Other benefits of the Chase Sapphire Preferred Card include:
- A sign-up bonus of 100,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
- No foreign transaction fees.
- The ability to transfer points to airline and hotel partners at a 1:1 ratio.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great option for those who love to travel. With this card, you can earn 2x miles on every purchase, and there are no blackout dates or restrictions when redeeming your rewards.
When it comes to balance transfers, the Capital One Venture Rewards Credit Card offers a 0% introductory APR for the first 12 months, after which the APR will be 15.99% - 23.99% variable, based on your creditworthiness.
Other benefits of the Capital One Venture Rewards Credit Card include:
- A sign-up bonus of 60,000 miles after you spend $3,000 on purchases in the first 3 months from account opening.
- No foreign transaction fees.
- The ability to transfer miles to more than 10 travel loyalty programs.
3. Wells Fargo Propel American Express Card
The Wells Fargo Propel American Express Card is a great option for those who want to earn rewards on a variety of purchases, not just travel and dining. With this card, you can earn 3x points on dining, gas stations, rideshares, transit, flights, hotels, homestays, and car rentals, as well as 1x points on all other purchases.
As for balance transfers, the Wells Fargo Propel American Express Card offers a 0% introductory APR for the first 12 months, after which the APR will be 14.49% - 24.99% variable, based on your creditworthiness.
Other benefits of the Wells Fargo Propel American Express Card include:
- A sign-up bonus of 20,000 bonus points after you spend $1,000 in purchases in the first 3 months from account opening.
- No annual fee.
- No foreign currency conversion fees.
- Cell phone protection when you pay your monthly cell phone bill with your card.
4. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a great option for those who want a simple and straightforward rewards program. With this card, you can earn 1.5x points on every purchase, and there are no blackout dates or restrictions when redeeming your rewards.
When it comes to balance transfers, the Bank of America Travel Rewards Credit Card offers a 0% introductory APR for the first 12 billing cycles, after which the APR will be 13.99% - 23.99% variable, based on your creditworthiness.
Other benefits of the Bank of America Travel Rewards Credit Card include:
- A sign-up bonus of 25,000 bonus points after you spend $1,000 in purchases in the first 90 days from account opening.
- No annual fee.
- No foreign transaction fees.
Conclusion
When it comes to choosing the best travel rewards credit card with balance transfer, there are plenty of great options to choose from. Consider your travel and spending habits, as well as the benefits and features of each card, before making your decision.
Remember, it's important to pay off your balances in full each month to avoid accruing interest charges on your balance transfers. With a little bit of planning and smart spending, you can earn great rewards and save money on your travels with a travel rewards credit card with balance transfer.