Best Travel Credit Card With Low Annual Fee
Traveling can be a fulfilling experience, but it can also be expensive. That's where travel credit cards come in handy. They offer numerous benefits and rewards, such as travel miles or cash back, to make your trips more affordable. However, some travel credit cards come with a high annual fee, which can be a turn-off. Fortunately, there are credit cards that offer low annual fees, making them an excellent option for budget-conscious travelers. In this article, we'll discuss the best travel credit cards with low annual fees to help you choose the right one for your needs.
1. Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is an excellent option for those who want to earn travel miles without paying an annual fee. Cardholders earn 1.25 miles for every dollar spent, and these miles can be redeemed for travel, merchandise, or cash. Additionally, the card offers a sign-up bonus of 20,000 miles when you spend $500 within the first three months of opening an account. Other benefits include no foreign transaction fees and travel accident insurance. This card is an excellent choice for those who want to earn miles without breaking the bank.
2. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is another great option for budget-conscious travelers. Cardholders earn 1.5 points for every dollar spent, and these points can be redeemed for travel, cash back, or gift cards. Additionally, the card offers a sign-up bonus of 25,000 points when you spend $1,000 within the first 90 days of opening an account. Other benefits include no foreign transaction fees and no annual fee. This card is an excellent choice for those who want to earn rewards without paying an annual fee.
3. Discover it Miles Credit Card
The Discover it Miles Credit Card is a great choice for those who want to earn travel rewards without paying an annual fee. Cardholders earn 1.5 miles for every dollar spent, and these miles never expire. Additionally, the card offers a sign-up bonus where Discover will match all the miles you've earned at the end of your first year. Other benefits include no foreign transaction fees and no annual fee. This card is an excellent choice for those who want to earn miles without paying an annual fee.
4. Citi Premier Card
The Citi Premier Card is a great option for those who want to earn travel rewards and enjoy premium benefits without paying a premium annual fee. Cardholders earn 3 points for every dollar spent on travel, including gas stations, airlines, hotels, and more. Additionally, cardholders earn 2 points for every dollar spent on dining and entertainment, and 1 point for every dollar spent on other purchases. Other benefits include a sign-up bonus of 60,000 points when you spend $4,000 within the first three months of opening an account, no foreign transaction fees, and travel accident insurance. This card is an excellent choice for those who want to earn premium rewards without paying a high annual fee.
Conclusion
Choosing the right travel credit card with a low annual fee can save you money and offer numerous benefits. The Capital One VentureOne Rewards Credit Card, Bank of America Travel Rewards Credit Card, Discover it Miles Credit Card, and Citi Premier Card are all excellent options for travelers who want to earn rewards without paying a high annual fee. Consider your spending habits and travel goals when choosing the card that's right for you.