Bank Of America Travel Visa Rental Car Insurance
Traveling is always an exciting adventure, but the last thing we want to worry about is the possibility of an accident. To ensure peace of mind, it's important to have rental car insurance. Bank of America Travel Visa Rental Car Insurance is one such option for those who have a Bank of America travel credit card. In this article, we will dive into the specifics of this insurance, its benefits, and how it can help you have a stress-free trip.
What is the Bank of America Travel Visa Rental Car Insurance?
The Bank of America Travel Visa Rental Car Insurance is a benefit available to Bank of America travel credit cardholders. This insurance provides coverage for vehicles rented for personal use, such as during a vacation or business trip. It covers physical damage, theft, and loss of use fees that may be charged by the rental car company. It's important to note that this insurance is secondary to any other insurance you may have, such as your personal auto insurance or the rental car company’s insurance.
How to Activate the Bank of America Travel Visa Rental Car Insurance
Before renting a car, you must activate the Bank of America Travel Visa Rental Car Insurance. Activation is simple and can be done online or by calling the number on the back of your credit card. You will need to provide your credit card number, rental car company name, dates of rental, and location. It's important to activate the insurance before renting the car to ensure that you are covered.
What Does the Bank of America Travel Visa Rental Car Insurance Cover?
The Bank of America Travel Visa Rental Car Insurance covers the following:
- Physical damage
- Theft
- Loss of use fees charged by the rental car company
The insurance does not cover liability, medical, or personal injury coverage. If you require these types of coverage, you will need to purchase them from the rental car company or through your personal auto insurance.
What are the Benefits of the Bank of America Travel Visa Rental Car Insurance?
The Bank of America Travel Visa Rental Car Insurance provides several benefits:
- It's free for Bank of America travel credit cardholders
- It covers physical damage, theft, and loss of use fees charged by the rental car company
- It's easy to activate
- It's convenient - there's no need to purchase insurance at the rental car company
- It's time-saving - you don't need to spend time researching and comparing insurance options
How to File a Claim
If you need to file a claim, you must do so within 45 days of the incident. To file a claim, call the number on the back of your credit card and provide details of the incident, including the rental car company, location, date and time, and any police reports or other documentation. A claims representative will guide you through the process and provide further instructions.
The Bottom Line
The Bank of America Travel Visa Rental Car Insurance is a valuable benefit for Bank of America travel credit cardholders. It provides coverage for physical damage, theft, and loss of use fees charged by the rental car company, and is easy to activate. While it's important to remember that this insurance is secondary to any other insurance you may have, it can provide peace of mind during your travels.
