Bank Of America Travel Rewards Visa Credit Card
If you’re a frequent traveler or planning a trip soon, you might be looking for a credit card that can help you save on travel expenses. The Bank of America Travel Rewards Visa Credit Card is one option that may be worth considering. In this article, we will provide a comprehensive review of the card and its features to help you determine if it’s right for you.
Overview of Bank Of America Travel Rewards Visa Credit Card
The Bank of America Travel Rewards Visa Credit Card is a travel rewards credit card that allows you to earn points on your purchases that can be redeemed for travel expenses. The card has no annual fee and offers a 0% introductory APR for the first 12 billing cycles. It’s also EMV chip enabled, which provides an extra layer of security when making purchases.
Sign-Up Bonus
The Bank of America Travel Rewards Visa Credit Card offers a sign-up bonus of 25,000 bonus points when you make at least $1,000 in purchases within the first 90 days of opening your account. This bonus is worth $250 in travel statement credits, which can be applied to your travel expenses.
Earning Points
With the Bank of America Travel Rewards Visa Credit Card, you can earn 1.5 points for every dollar you spend on purchases. There are no limits on the amount of points you can earn and the points do not expire. Points can be redeemed for travel expenses such as flights, hotels, vacation packages, car rentals, and more.
Redeeming Points
When you’re ready to redeem your points, you can do so by logging into your account and selecting “Redeem Points”. You can use your points to pay for travel expenses such as flights, hotels, vacation packages, car rentals, and more. Points can also be redeemed for cash back, gift cards, and merchandise.
Foreign Transaction Fees
The Bank of America Travel Rewards Visa Credit Card has no foreign transaction fees, which makes it a great option for international travel. Many credit cards charge a fee of 3% on all purchases made in a foreign currency, but with this card, you won’t have to worry about those fees.
Additional Benefits
In addition to the rewards program, the Bank of America Travel Rewards Visa Credit Card comes with other benefits. This includes travel and emergency assistance services, auto rental collision damage waiver, and travel accident insurance. The card also provides extended warranty protection on eligible items purchased with the card.
Who Is This Card Best Suited For?
The Bank of America Travel Rewards Visa Credit Card is best suited for individuals who frequently travel and want to earn rewards on their everyday purchases. This card is also a good option for people who want to avoid foreign transaction fees and enjoy other travel-related benefits. If you’re looking for a card with a high sign-up bonus or a higher rewards rate, there may be other options that better meet your needs.
Conclusion
The Bank of America Travel Rewards Visa Credit Card is a travel rewards credit card that offers a solid rewards program and a variety of travel-related benefits. With no annual fee and a 0% introductory APR for the first 12 billing cycles, this card can be a good option for those looking to save on travel expenses. However, if you’re looking for a card with a higher rewards rate or a more substantial sign-up bonus, you may want to explore other options.
