Bank Of America Travel Rewards Credit Card Credit Score Needed
If you are a frequent traveler, you know how important it is to have a credit card that rewards you for your purchases. And if you are considering the Bank of America Travel Rewards credit card, one of the first things you may be wondering is what credit score you need to be approved for this card. In this article, we will explore the credit score requirements for the Bank of America Travel Rewards credit card and other important details regarding this card.
What Is the Bank of America Travel Rewards Credit Card?
The Bank of America Travel Rewards credit card is a rewards credit card designed for travelers. With this card, you can earn points on your purchases which can be redeemed for travel. You can earn 1.5 points for every dollar spent on purchases with no limit on the number of points you can earn. There is also no annual fee for this card, making it an attractive option for those looking for a travel rewards credit card with no annual fee.
What Credit Score Do You Need for the Bank of America Travel Rewards Credit Card?
The credit score needed to be approved for the Bank of America Travel Rewards credit card can vary depending on a variety of factors. However, in general, you will need a good to excellent credit score to be approved for this card. A good credit score is typically considered to be a score of 670 or higher, while an excellent credit score is typically considered to be a score of 740 or higher.
However, credit score is only one factor that is considered when you apply for a credit card. Bank of America will also consider your income, debt-to-income ratio, credit history, and other factors when determining whether to approve your application.
Other Requirements for the Bank of America Travel Rewards Credit Card
In addition to a good to excellent credit score, there are some other requirements you must meet to be approved for the Bank of America Travel Rewards credit card. These requirements include:
- You must be at least 18 years old
- You must have a valid Social Security number
- You must have a U.S. mailing address
- You must not have any bankruptcy filings within the past 12 months
Benefits of the Bank of America Travel Rewards Credit Card
Now that we have covered the credit score requirements and other requirements for the Bank of America Travel Rewards credit card, let's explore some of the benefits of this card:
- No annual fee - as mentioned earlier, this card does not have an annual fee, making it an attractive option for those looking for a travel rewards credit card with no annual fee.
- Flexible redemption options - you can redeem your points for a statement credit to cover travel expenses, book travel through Bank of America's travel center, or transfer your points to other eligible rewards programs.
- No foreign transaction fees - this card does not charge foreign transaction fees, making it a great option for international travelers.
- Introductory offer - when you open a new Bank of America Travel Rewards credit card account, you can earn 25,000 bonus points after you make $1,000 in purchases in the first 90 days of account opening.
Conclusion
If you are in the market for a travel rewards credit card and are considering the Bank of America Travel Rewards credit card, it is important to keep in mind the credit score requirements and other requirements for this card. Additionally, it is important to consider the benefits of this card, such as the lack of an annual fee and the flexibility of redemption options.
If you meet the credit score and other requirements and think the benefits of this card align with your needs, the Bank of America Travel Rewards credit card could be a great option for you.