Bank Of America Travel Rewards Card Trip Cancellation Insurance
Travel can be expensive, and if you are planning a big trip, it's important to protect your investment. The Bank of America Travel Rewards Card offers a valuable benefit - trip cancellation insurance. This insurance can help you recoup some or all of your non-refundable travel expenses in the event that your trip is cancelled or interrupted for a covered reason. But what exactly is trip cancellation insurance, and what does it cover? Let's take a closer look.
What is trip cancellation insurance?
Trip cancellation insurance is a type of travel insurance that reimburses you for non-refundable travel expenses if your trip is cancelled or interrupted for a covered reason. Covered reasons typically include illness, injury, or death of you, a family member, or a traveling companion; severe weather that prevents travel; or other unforeseen events such as natural disasters, jury duty, or terrorism.
With the Bank of America Travel Rewards Card, you can receive up to $1,500 per person, per trip in trip cancellation insurance. This benefit is automatically included when you purchase your travel arrangements with your card.
What does trip cancellation insurance cover?
The Bank of America Travel Rewards Card's trip cancellation insurance covers a variety of non-refundable travel expenses, including airfare, hotels, rental cars, tours, and other travel-related expenses that you have charged to your card.
Covered reasons for cancellation or interruption typically include:
- Illness, injury, or death of you, an immediate family member, or a traveling companion
- Severe weather that prevents you from traveling to your destination
- Labor strikes or other unforeseen events that affect travel plans
- Unforeseen natural disasters or other emergencies
- Jury duty or other legal obligations
It's important to note that trip cancellation insurance only covers you for covered reasons specifically listed in the policy. If you cancel your trip for a non-covered reason, such as simply changing your mind, you will not be covered.
How do you file a claim for trip cancellation insurance?
If you need to file a claim for trip cancellation insurance, you should contact the insurance provider as soon as possible. The Bank of America Travel Rewards Card's trip cancellation insurance is provided by Visa, and you can contact them at 1-800-VISA-911 to file a claim.
You will need to provide documentation to support your claim, including receipts for your non-refundable travel expenses, a copy of your travel itinerary, and documentation of the covered reason for cancellation or interruption.
Conclusion
The Bank of America Travel Rewards Card's trip cancellation insurance is a valuable benefit that can help protect your investment in the event that your trip is cancelled or interrupted for a covered reason. However, it's important to understand the specifics of the policy and the covered reasons for cancellation or interruption before relying on this benefit.