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Bank Of America Travel Credit Card Rental Car Insurance

Traveling can be an incredible experience, but it can also be costly, especially if you're planning to rent a car. Rental car insurance is a must-have, as it provides additional protection in case of accidents or other incidents. With the Bank of America Travel Credit Card, you can enjoy rental car insurance coverage that can save you money on your next rental car.

What is Bank of America Travel Credit Card Rental Car Insurance?

Bank of America Travel Credit Card Rental Car Insurance is a benefit provided by Bank of America to its cardholders. This benefit provides coverage for eligible rental vehicles rented with your Bank of America travel credit card, which includes the Bank of America Premium Rewards Credit Card, the Bank of America Travel Rewards Credit Card, and the Bank of America World Mastercard Credit Card.

What Is Rental Car Insurance

What Does Bank of America Travel Credit Card Rental Car Insurance Cover?

The Bank of America Travel Credit Card Rental Car Insurance covers physical damage and theft of the rental vehicle, reasonable loss of use charges imposed by the rental company, and reasonable towing charges. It also provides secondary coverage for eligible rental vehicles in the US and abroad, which means it only kicks in after your primary insurance policy has been exhausted.

What Does Rental Car Insurance Cover

What Are The Eligibility Requirements?

To be eligible for Bank of America Travel Credit Card Rental Car Insurance, you must rent the vehicle using your Bank of America travel credit card and decline the rental company's collision damage waiver (CDW) or loss damage waiver (LDW). You must also have a valid driver's license and be the authorized driver of the rental vehicle. Additionally, you must comply with the terms and conditions of the rental agreement and the insurance policy.

Eligibility Requirements For Rental Car Insurance

What Are The Exclusions?

Bank of America Travel Credit Card Rental Car Insurance has a number of exclusions, including coverage limitations based on the type of vehicle being rented, country of rental, and length of the rental period. It also doesn't cover certain types of vehicles, like motorcycles and recreational vehicles.

Exclusions For Rental Car Insurance

How To File a Claim?

If you get into an accident or your rental car is stolen, you will need to file a claim with Bank of America Travel Credit Card Rental Car Insurance. To do this, you will need to call the number on the back of your card and follow the instructions provided. You may also need to provide additional documentation, such as a copy of the rental agreement, police report, and insurance claim.

How To File A Claim For Rental Car Insurance

Final Thoughts

Bank of America Travel Credit Card Rental Car Insurance can be a valuable benefit for frequent travelers who rent vehicles. It provides additional coverage and savings, and can give you peace of mind knowing that you are protected in case of an accident or incident. However, make sure you understand the coverage limitations and exclusions before using this benefit, and always double-check the terms and conditions of the rental agreement and insurance policy.

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