Bank Of America Cash Rewards Card Travel Insurance
When you are planning a trip, one of the most important things to consider is whether you have adequate travel insurance. Travel insurance can help you in case of unexpected events such as flight cancellations, lost baggage, medical emergencies, and other incidents that can ruin your trip. Thankfully, many credit cards offer travel insurance as a benefit to their cardholders, including the Bank Of America Cash Rewards Card.
What is the Bank Of America Cash Rewards Card?
The Bank Of America Cash Rewards Card is a rewards credit card that offers cash back on your purchases. You can earn 3% cash back on purchases in a category of your choice such as gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. You can also earn 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases. There is no annual fee for the card, and you can earn a $200 cash rewards bonus after spending $1,000 on purchases within the first 90 days of account opening.
What Travel Insurance benefits are included with the Bank Of America Cash Rewards Card?
The Bank Of America Cash Rewards Card offers several travel insurance benefits to its cardholders. Here are some of the insurance benefits included:
Trip Cancellation and Interruption Insurance:
If your trip is cancelled or interrupted due to a covered reason such as illness or severe weather, you can be reimbursed for the non-refundable portion of your trip expenses up to $1,500 per person and $6,000 per trip.
Lost Luggage Reimbursement:
If your luggage is lost or stolen while on a trip that was paid for with your Bank Of America Cash Rewards Card, you can be reimbursed up to $3,000 per person per trip for the actual cost of the lost or stolen items.
Travel Accident Insurance:
If you or a covered family member are injured or killed while traveling on a common carrier such as an airplane, bus, or train, you can be eligible for up to $100,000 in accidental death or dismemberment coverage.
Emergency Evacuation and Transportation Coverage:
If you or a covered family member become sick or injured while on a trip and need emergency medical evacuation or transportation services, you can be covered for up to $100,000 in expenses.
How to use the Travel Insurance benefits of the Bank Of America Cash Rewards Card?
In order to use the travel insurance benefits of the Bank Of America Cash Rewards Card, you need to pay for your trip expenses with the card. You also need to make sure that the reason for your travel interruption or cancellation is covered under the terms of the insurance policy. You may need to provide documentation such as a doctor's note or police report to prove that you are eligible for reimbursement. To make a claim, you can call the number on the back of your Bank Of America Cash Rewards Card and speak with a customer service representative who can guide you through the claims process.
Conclusion
The Bank Of America Cash Rewards Card offers a range of travel insurance benefits that can help you feel more secure when traveling. With coverage for trip cancellation and interruption, lost luggage, travel accidents, and emergency medical evacuation, you can have peace of mind knowing that you are protected in case of unexpected events. To make the most of your travel insurance benefits, make sure to pay for your trip expenses with the card and keep all necessary documentation in case you need to make a claim.
