Best Credit Card For Travel Points No Annual Fee
Traveling is an exciting experience that allows you to explore other cultures, meet new people, and create lasting memories. However, traveling can be expensive and can take a toll on your finances. This is where a travel rewards credit card becomes useful. With a travel rewards credit card, you can earn points or miles on your purchases that can later be redeemed for flights, hotel stays, car rentals, and more. In this article, we will be discussing the best credit cards for travel points with no annual fee.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a great option for those who want to earn travel rewards without paying an annual fee. This card offers 1.25 miles per dollar on all purchases, with no limit to the amount of miles you can earn. Additionally, you can earn 20,000 bonus miles after spending $500 within the first three months of account opening.
The card also comes with travel accident insurance, extended warranty coverage, and zero fraud liability. Furthermore, there are no foreign transaction fees when using this card internationally.
Discover it Miles Credit Card
The Discover it Miles Credit Card is another great option for those who want to earn travel rewards without paying an annual fee. This card offers 1.5 miles per dollar on all purchases, with no limit to the amount of miles you can earn. Furthermore, Discover will match all the miles you’ve earned at the end of your first year, effectively doubling your rewards.
The card also comes with a $30 annual credit for in-flight Wi-Fi, travel accident insurance, and zero fraud liability. Additionally, there are no foreign transaction fees when using this card internationally.
Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a great option for those who want to earn travel rewards without paying an annual fee. This card offers 1.5 points per dollar on all purchases, with no limit to the amount of points you can earn. Additionally, you can earn 25,000 bonus points after spending $1,000 within the first 90 days of account opening.
The card also comes with travel accident insurance, auto rental collision coverage, and zero fraud liability. Furthermore, there are no foreign transaction fees when using this card internationally.
Citi Rewards+ Credit Card
The Citi Rewards+ Credit Card is a unique option for those who want to earn travel rewards without paying an annual fee. This card offers 2 points per dollar spent at supermarkets and gas stations, and 1 point per dollar spent on all other purchases. Additionally, every purchase is rounded up to the nearest 10 points, meaning that a $3 cup of coffee would earn you 10 points. Furthermore, you can earn 15,000 bonus points after spending $1,000 within the first three months of account opening.
The card also comes with travel accident insurance, worldwide travel accident insurance, and zero liability on unauthorized charges. Additionally, there are no foreign transaction fees when using this card internationally.
Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card is a versatile option for those who want to earn travel rewards without paying an annual fee. This card offers 1.5% cash back on all purchases, which can be converted to Ultimate Rewards points if you also hold a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred Credit Card. Additionally, you can earn a $200 bonus after spending $500 within the first three months of account opening.
The card also comes with purchase protection, extended warranty protection, and zero liability on unauthorized charges. Furthermore, there are no foreign transaction fees when using this card internationally.
Conclusion
Travel rewards credit cards can help you earn points or miles that can later be redeemed for various travel expenses. The best credit card for you depends on your spending habits and travel preferences. In this article, we discussed the top five credit cards for travel points with no annual fees: the Capital One VentureOne Rewards Credit Card, Discover it Miles Credit Card, Bank of America Travel Rewards Credit Card, Citi Rewards+ Credit Card, and Chase Freedom Unlimited Credit Card. Make sure to choose the one that suits your needs and helps you achieve your travel goals.
