Best Credit Card For Travel And Cash Back
Traveling is an enjoyable and fun experience, but it can also be quite expensive. However, with the right credit card, you can get rewarded while you travel. There are many credit cards available in the market that offer travel rewards, cashback, and other benefits. In this guide, we'll discuss the best credit cards for travel and cash back.
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a favorite for many travelers. It offers a sign-up bonus of 80,000 points after you spend $4,000 in the first three months. These points are worth $1000 when redeemed for travel through the Chase Ultimate Rewards® program. Additionally, you get two points for every $1 spent on travel and dining purchases and one point for every $1 spent on other purchases. The card also doesn't charge foreign transaction fees and offers primary rental car insurance.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another excellent option for travelers. This card offers a sign-up bonus of 60,000 miles after you spend $3,000 within the first three months. These miles are worth $600 in travel. Additionally, you earn two miles for every $1 spent on all purchases. You can redeem your miles for any travel-related expenses, such as airfare, hotels, rental cars, and more. The card also doesn't charge foreign transaction fees.
Wells Fargo Propel American Express® Card
The Wells Fargo Propel American Express® Card, a new addition to the travel credit card scene, is an excellent option for those who don't want to pay an annual fee. The card offers a sign-up bonus of 20,000 points after you spend $1,000 within the first three months. You earn triple points on dining, travel, and streaming services, and one point per dollar on other purchases. Additionally, the card doesn't charge foreign transaction fees, and you can redeem your points for travel, cashback, or gift cards.
Bank of America® Travel Rewards credit card
If you're looking for a card that doesn't charge an annual fee and offers rewards for every purchase, the Bank of America® Travel Rewards credit card is an excellent option. The card offers 1.5 points for every $1 spent on all purchases, and you can redeem your points for travel-related expenses. Additionally, you get 25,000 bonus points if you spend $1,000 within the first 90 days of account opening.
Citi Premier® Card
The Citi Premier® Card is another excellent credit card for travelers who want to earn rewards for their purchases. The card offers a sign-up bonus of 80,000 points after you spend $4,000 within the first three months. These points are worth $800 in travel. Additionally, you earn three points for every $1 spent on travel, including gas stations, airfare, and hotels, and two points for every $1 spent on dining and entertainment purchases. The card also doesn't charge foreign transaction fees.
Conclusion
When it comes to finding the best credit card for travel and cash back, there are many options available. Whether you're looking for a card with no annual fee or one with a high sign-up bonus, there's a credit card for everyone. Consider your spending habits, travel preferences, and the rewards offered to choose the best card for your needs. With the right credit card, you can earn rewards while you travel, making your trips more enjoyable and affordable.
